Things to consider while choosing a health insurance plan

It is rightly said that ‘Let our advance worrying become advance thinking and planning’. With healthcare costs hitting double-digit inflation year-on-year, planning for your healthcare needs is essential. It is about bringing the future into the present and taking actions now. Health insurance plays a critical role in having a healthy lifestyle with access to good quality treatment in case of medical exigency.

Below are a few things I feel are important to consider while you decide on your health insurance cover.

Do your homework on the kind of products available and do it right before you buy your health insurance plan. Check if the coverage is enough for you and matches your requirement. After all, you are responsible for yours and your family’s well-being. An appropriate health insurance cover will help you stay worry-free in terms of managing medical expenses in case of any exigency.

(The author, Sweetie Salve, is the Vertical Head – Claims Medical Management, Bajaj Allianz General Insurance)

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